The evidence of microfinance as a tool in poverty alleviation in Malaysia – A survey

Ahmad Nazrie, Mohd Nor and Kumar, Senthil (2021) The evidence of microfinance as a tool in poverty alleviation in Malaysia – A survey. Turkish Online Journal of Qualitative Inquiry (TOJQI), 12 (6). 9673 -9685. ISSN 1309-6591 |. (Published)

IFERP Full Paper.pdf
Available under License Creative Commons Attribution Non-commercial.

Download (405kB) | Preview


Poverty issues are still prevalent in Malaysia and microfinance is one of the best available tools to overcome that situation because it provides loans with fewer regulations. Response from 330 respondents were acquired to bolster this fact and this paper projects strong evidences on the effectiveness of microfinance and its potential to eradicate poverty in Malaysia using Partial Least Square-Structural Equation- Modelling (PLS-SEM). The results of the study show that there is a significant relationship between loan characteristics, family status, borrowers’ characteristics, business features and training development on social wellbeing, employment generation, household income and micro enterprise performance.

Item Type: Article
Additional Information: Indexed by Scopus
Uncontrolled Keywords: Microfinance; Livelihood; Malaysia; PLS-SEM; Poverty Alleviation
Subjects: H Social Sciences > HG Finance
Faculty/Division: Faculty of Industrial Management
Institute of Postgraduate Studies
Depositing User: Dr. Senthil Kumar T
Date Deposited: 13 Jun 2022 02:44
Last Modified: 13 Jun 2022 02:44
Download Statistic: View Download Statistics

Actions (login required)

View Item View Item