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Ruslan, . and Karmawan, Gusti Made and Suharjito, . and Fernando, Yudi and Gui, Anderes (2019) QR code payment in Indonesia and its application on mobile banking. In: KnE Social Sciences: FGIC 2nd Conference on Governance and Integrity 2019 , 19-20 August 2019 , Yayasan Pahang, Kuantan, Pahang, Malaysia. pp. 551-568., 2019. ISSN 2518-668X (Published)