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Factors influencing the intention of recipient to pay back education loan in state foundation

Nurul Farhanah, Mohd Idres and Hasnah, Haron and Mohd Hanafiah, Ahmad (2019) Factors influencing the intention of recipient to pay back education loan in state foundation. In: KnE Social Sciences: FGIC 2nd Conference on Governance and Integrity 2019, 19-20 August 2019 , Yayasan Pahang, Kuantan, Pahang, Malaysia. pp. 527-536., 2019. ISSN 2518-668X

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Abstract

This paper explores the factors that influence the intention to pay back the education loan among students in a state foundation. Education loan is the primary source for the student in order to pursue their studies. The government has introduced many forms of financial assistance such as scholarship, grants and education loan. However, the loan recipients have faced difficulties in repaying the loan, which will affect the provider and future recipients. This is because, the loan provider will not be able to sponsor future students if they are not able to collect the loan from the loan recipients. This paper identifies attitude, parental influence, media awareness and perception of loan agreement towards the intention to pay back the education loan. Theory of Planned Behavior (TPB) is suggested to be the underpinning theory of this study. Findings of the study can assist the state foundations on setting strategies to collect payment from the loan recipients.

Item Type: Conference or Workshop Item (Lecture)
Uncontrolled Keywords: Theory of planned behavior; Repayment loan; Education loan; Intention to pay back loan; Attitude; Parental influence; Media awareness; Perception of loan agreement
Subjects: H Social Sciences > HD Industries. Land use. Labor
L Education > LB Theory and practice of education
L Education > LB Theory and practice of education > LB2300 Higher Education
Faculty/Division: Faculty of Industrial Management
Institute of Postgraduate Studies
Depositing User: Mrs Norsaini Abdul Samat
Date Deposited: 03 Oct 2019 04:50
Last Modified: 19 Nov 2019 08:04
URI: http://umpir.ump.edu.my/id/eprint/25886
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